With Wendy’s Flex Loan Online Program you receive offers based on your income
Not your credit score! We’ll help you find direct
flex loan lenders available right now!
▸ Flex Loans: $1,000 to $50,000 Available
▸ Lowest Market Interest Rates Guaranteed
▸ Soft credit review
▸ Based on your income
- Apply with confidence - no credit score impact.

Join the Ask Wendy Today community and take advantage of the renowned Flex Loan Program, already embraced by over 150,000 borrowers
Apply for a flex loan online in 3 easy steps with Wendy’s assistance
1
Check your pre-qualification status
Fill out our application for an Instant decision
2
Fill out our application for an Instant decision
Let Wendy present the terms and conditions of the flex loan program
3
Access the funds
Upon signing the agreement, funds will be wired to you in 24-48 hoursMark’s $32.600 credit card debt at minimum payments would have taken 35 years and $95,844 to pay off
Financial starting point:
Credit Card
Payoff Time
35 years
Total Payoff Amount
$95,844
After receiving a flex loan online with Wendy
Total payoff
$37,500
Monthly payment
$700
Program
length
50 months
Total
savings
$58,344
Let's Break Down Your Payments with a Starting Debt of $28,000:

Drastically Reduce Costs Compared to Other Methods:
Experience the Advantages of getting a debt consolidation loan from Wendy
Reduce Monthly Payments Significantly:
Save 40% or more on your monthly payments, freeing up cash every month.
Reset your credit score:
Hit the reset button on your credit with the revolutionary Flex Loan, offering a path to financial independence at a fraction of the price of conventional consolidation.
Credit Score Doesn't Matter
We focus on the future, not the past. The Flex Loan product provides a consolidation option based on your ability to pay, not your credit score.

3 reasons to apply for a flex loan online with Wendy
Instant pre-approval
Get immediate approval from direct flex loan lenders through our online application process
Low-credit score? Don’t worry
We welcome low credit scores, recognizing that individuals are more than just their FICO scores. Every flex loan option is income based.
Low, Fixed Monthly Payment:
Benefit from a single, low, fixed-rate monthly payment to accelerate your debt repayment.

Begin your journey to financial freedom with a quick application that takes only 60 seconds.
Embrace Life’s Flexibility. Choose a Lender that Adapts.
Apply for a flex loan in 1 minute!
- Get started immediately
- Your credit score won’t be affected